Short term car insurance sometimes called temporary car insurance or temporary cover. is the ideal solution when you only need cover for a short time.
Aviva's fully comprehensive short term insurance cover is the most cost effective way of insuring yourself to drive another car or van, or someone else to drive your vehicle, for a period of between 1 and 28 days. Arrange cover for a test drive, sharing a long drive with a friend, or borrowing a relative's vehicle for a weekend: get a short term insurance quote now
* Choose the temporary motor insurance cover you need – from 1 to 28 days
* Quick and easy to arrange – your policy can be in place in minutes
* Aviva short term car insurance won't affect the no claims discount on the vehicle's main insurance policy
* Temporary car insurance cover for full business use available (except for hire and reward)
* Uninsured loss recovery included with every temporary motor insurance policy
* A range of additional options available including:
o Comprehensive cover for driving in Europe
o Temporary breakdown cover
March 10, 2010
aarp auto insurance
AARP is an insurance company fostered by the Hartford Group. Hartford has always been a different sort of insurance company. For one, they seem more active in wanting to bring change to the worn out standardized insurance issues. Meaning, when you call an agent, you're not going to get the same old insurance rhetoric. In fact, you will find there is someone on the other end of the line who really has something different to offer you. Not to mention, you can call that person 24/7. Most people think the commercials are bait and switch tactics or only for a very few isolated people who qualify, but the reality is, the programs AARP offers are real, and they are for most people.
"First time accident forgiveness" is real and believe me, if you ever had an accident with someone like State Farm, this can be a lifelong worthwhile reason to go with AARP. Here are a few other RARE offers from AARP. A twelve-month rate lock, instead of the popular six month, which usually comes with a handy rate increase each time. Get this; they will replace your car with the exact make, model and package if you destroy it during a fifteen month or fifteen thousand mile period from the date of purchase with no deduction for depreciation! How about this one? A "disappearing deductible;" For as long as your record stays clean, your deductible is reduced until it is finally ZERO. If that were not enough, in most accidents that are not your fault, they will pay the entire bill of the repair AND the deductible. One more; if you take your car for repairs to one of their approved facilities, they will reduce your deductible by 100 bucks and stand behind the work done.
On top of these benefits, they have specific programs for people over fifty and people with continuous good driving records. Programs that reward the policyholder. Ever wonder why, when you have maintained a good record, your premiums just continue to go up? It is because nearly every insurance company passes on other "BAD" driver's costs to you. With AARP you are rewarded for your good driving, and you can add benefits to your policy by taking part in an online or local good driving class.
I did find Hartford to have a tiny bit higher complaint ratio in a few states compared to other big names, but in most cases, they were in line with an average rating throughout the country. Remember, pay attention to the agent. Like finding a good doctor, if the person is always in a hurry, or slapping you with confusing statistics, lingo and rhetoric, call another. Most problems arise because of the agent client communication or lack thereof. I did not list all the other "usual" amenities because I wanted to point out the worthwhile "unusual" ones. Like most big carriers, AARP has a plethora of features that attempt to make your time in a car as enjoyable as possible.
I generally avoid companies who get involved in politics because they are usually fighting for themselves. One other thing to be pleased with AARP for is there stand against Washington abuse, ON BOTH SIDES. You may have seen their latest campaign with a combo donkey/elephant kicking, this is a organization by AARP to force Washington to quit their partisan bickering and start helping people who are hurting by addressing the out of control health care costs. I checked this out; they are not the liberal think tank I was afraid they would be. So, it is just one more look-see at what AARP stands for, and although somewhere they are certainly having to watch their bottom line and do what is best for them, they are definitely doing things for us. I would certainly, at the least call and see if you qualify for these wonderful and rare benefits, it would behoove you to switch today.
Products & Services
* First Accident Forgiveness: No Premium increase associated with your first accident for qualified policyholders. Lifetime Renewability: Don't worry about losing your car insurance, you are assured coverage - qualified policyholders. Disappearing Deductible: Maintain a clean driving record, and we'll eliminate your collision deductible over time. RecoverCare: We help pay for the cost of home services such as cooking, cleaning, transportation and yard work if you're injured in an accident. Rate Protection: Your rates are locked in for a full year - not just 6 months like most other companies.
Additional Information
9 out of 10 New Members Save! You deserve auto insurance that rewards you for your years of experience.
Areas Served
Nationwide
Hours of Operation
Mon 07:00 AM-11:00 PM
Tue 07:00 AM-11:00 PM
Wed 07:00 AM-11:00 PM
Thu 07:00 AM-11:00 PM
Fri 07:00 AM-11:00 PM
In Business Since
1809
Description
The AARP Auto Insurance Program from The Hartford has provided members with outstanding value and protection for over 25 years. This program incorporates outstanding customer service, affordable...
More
The AARP Auto Insurance Program from The Hartford has provided members with outstanding value and protection for over 25 years. This program incorporates outstanding customer service, affordable rates, and innovative policy features designed to keep customer's lives moving uninterrupted.
"First time accident forgiveness" is real and believe me, if you ever had an accident with someone like State Farm, this can be a lifelong worthwhile reason to go with AARP. Here are a few other RARE offers from AARP. A twelve-month rate lock, instead of the popular six month, which usually comes with a handy rate increase each time. Get this; they will replace your car with the exact make, model and package if you destroy it during a fifteen month or fifteen thousand mile period from the date of purchase with no deduction for depreciation! How about this one? A "disappearing deductible;" For as long as your record stays clean, your deductible is reduced until it is finally ZERO. If that were not enough, in most accidents that are not your fault, they will pay the entire bill of the repair AND the deductible. One more; if you take your car for repairs to one of their approved facilities, they will reduce your deductible by 100 bucks and stand behind the work done.
On top of these benefits, they have specific programs for people over fifty and people with continuous good driving records. Programs that reward the policyholder. Ever wonder why, when you have maintained a good record, your premiums just continue to go up? It is because nearly every insurance company passes on other "BAD" driver's costs to you. With AARP you are rewarded for your good driving, and you can add benefits to your policy by taking part in an online or local good driving class.
I did find Hartford to have a tiny bit higher complaint ratio in a few states compared to other big names, but in most cases, they were in line with an average rating throughout the country. Remember, pay attention to the agent. Like finding a good doctor, if the person is always in a hurry, or slapping you with confusing statistics, lingo and rhetoric, call another. Most problems arise because of the agent client communication or lack thereof. I did not list all the other "usual" amenities because I wanted to point out the worthwhile "unusual" ones. Like most big carriers, AARP has a plethora of features that attempt to make your time in a car as enjoyable as possible.
I generally avoid companies who get involved in politics because they are usually fighting for themselves. One other thing to be pleased with AARP for is there stand against Washington abuse, ON BOTH SIDES. You may have seen their latest campaign with a combo donkey/elephant kicking, this is a organization by AARP to force Washington to quit their partisan bickering and start helping people who are hurting by addressing the out of control health care costs. I checked this out; they are not the liberal think tank I was afraid they would be. So, it is just one more look-see at what AARP stands for, and although somewhere they are certainly having to watch their bottom line and do what is best for them, they are definitely doing things for us. I would certainly, at the least call and see if you qualify for these wonderful and rare benefits, it would behoove you to switch today.
Products & Services
* First Accident Forgiveness: No Premium increase associated with your first accident for qualified policyholders. Lifetime Renewability: Don't worry about losing your car insurance, you are assured coverage - qualified policyholders. Disappearing Deductible: Maintain a clean driving record, and we'll eliminate your collision deductible over time. RecoverCare: We help pay for the cost of home services such as cooking, cleaning, transportation and yard work if you're injured in an accident. Rate Protection: Your rates are locked in for a full year - not just 6 months like most other companies.
Additional Information
9 out of 10 New Members Save! You deserve auto insurance that rewards you for your years of experience.
Areas Served
Nationwide
Hours of Operation
Mon 07:00 AM-11:00 PM
Tue 07:00 AM-11:00 PM
Wed 07:00 AM-11:00 PM
Thu 07:00 AM-11:00 PM
Fri 07:00 AM-11:00 PM
In Business Since
1809
Description
The AARP Auto Insurance Program from The Hartford has provided members with outstanding value and protection for over 25 years. This program incorporates outstanding customer service, affordable...
More
The AARP Auto Insurance Program from The Hartford has provided members with outstanding value and protection for over 25 years. This program incorporates outstanding customer service, affordable rates, and innovative policy features designed to keep customer's lives moving uninterrupted.
March 9, 2010
Reliance general insurance Mediclaim review - Reliance Health Insurance Policy
In these days health care is most necessity of people and it is more expensive. Health insurance policy covers medical expenses during pre and post hospitalization stage. Reliance Health Insurance Policy offers you to get hospitalization costs and its related expenses without worries about finance. So you can give full attention on your loved ones. Reliance General Insurance has official website www.reliancegeneral.co.in. Reliance HealthWise policy has Family Floater feature which covers a family of four members during any such critical illness or unforeseen conditions. By Reliance Health Insurance Policy, you can also get tax benefits under section 80 D of Income Tax Act. Online you can buy any of Reliance Mediclaim insurance policies which you want. Information about Reliance Health Insurance Policy is given below.
Reliance Mediclaim review - Reliance Health Insurance Policy
The policy buyer must be between 3 to 80 years of age and policy renewal is available in till the age of 70. Reliance mediclaim insurance policy covers for hospitalization expenses, donor expenses, domiciliary hospitalization, day-care treatment, etc in the coverage period. At E India Insurance, you can buy Reliance health insurance policy online easily and quickly by using a cheque, credit card, and debit card.
Reliance Anil Dhirubhai Ambani Group, Reliance Capital Ltd’s part is Reliance General Insurance Company Limited. Reliance Capital Ltd is included in the leading private sector financial services companies of India. Due to condition of net worth, it considered in top 3 private sector financial services and banking companies. Reliance General Insurance has more than 94 customized insurance products which cater to the corporate, SME and individual customers. In India's first innovative insurance products Over-The-Counter health & home insurance policies are launched by Reliance General Insurance.
Reliance General Insurance spreads its business around 173 towns in 22 states with more than 200 offices. It has broad distribution channel network among 24x7 customer service assistance and a full fledged website. Reliance General Insurance is the india's first insurance company to achieve ISO 9001:2000 award certification at all functions, processes, products and locations pan-India. Reliance General Insurance provides heath insurance, Motor insurance, Home insurance, Travel insurance, Accident cover insurance.
Eligibility: The policy can be issued to persons between 5 to 80 years of age and children between 3 months to 5 years if one or both parents are covered concurrently.
Advantages of Reliance Health Insurance Policy:
* For Family Hospitalization Care: Reliance Mediclaim Insurance Policy covers you and your family for hospitalisation and related expenses. This policy can covers family members at age of between 5 to 80 years. If one of the parents is covered by Reliance Mediclaim Insurance Policy, health insurance also provided to children between the ages of 3 months and 5 years.
* Claim-Free Bonus: Reliance Health Insurance rewards with a no-claim bonus of 5% on each claim-free renewal. This can be accrued up to a maximum of 50%.
* Tax Advantage: You can be got tax advantages u/s 80D of the Income Tax Act with protection of you and your family by Reliance Mediclaim Insurance Policy.
* Coverage of Reliance Mediclaim Insurance Policy: The Policy will cover different hospitalization costs.
* Hospitalization Expenses: These include room charges and operation theatre charges, fees of medical practitioner, anaesthetist, nursing expenses, and consultants.
* Medicine, Consumables and Diagnostic Expenses: Cost of oxygen, blood, surgical medicine and drugs, anaesthesia, appliances, dialysis, chemotherapy, radiotherapy, pacemaker, diagnostic material and X-rays, artificial limbs and organs.
* Day Care Treatment: The policy will cover expenses incurred towards technologically advanced treatment that does not need hospitalization for 24 hours or more.
* Domiciliary Hospitalization: This insurance policy also cover for treatment administered at home, subject to specified conditions.
* Pre- and Post-Hospitalization: Reliance Mediclaim Insurance Policy covers medical expenses for treatment up to 30 days before and up to 60 days after the hospitalization
Value Added Benefits:
* Reliance Mediclaim Insurance Policy offers you value-added benefits to give you extra cushioning and added cover.
* It also provides you with health cover for technologically advanced treatment that does not require 24-hour hospital stay.
* No medical check-up upto the age of 45.
* Free medical check-up after 4 claim-free renewals.
Exclusions: Reliance General Insurance ensures that you do not face any disagreeable revelations while making a claim. So they give several major exclusions under the policy for your knowledge.The policy does not cover:
* Specified illnesses in the case of domiciliary hospitalization
* Specified illnesses for the first year
* Treatment due to abuse of alcohol or intoxicants
* Any pre-existing illness
* Treatment related to HIV / AIDS
* Naturopathy treatment
* Any treatment for the first 30 days from the time of inception of policy, unless due to an accident.
* Vaccination and inoculation
* Nuclear and war perils
Reliance General Insurance claims: You can get help of IRDA licensed administrator for prompt claims services by Reliance General Insurance. They offer services within term and condition of your health policy. The following services of claim provide:
* 24 hours Call Centre Service.
* "Cashless Service" at all their Network Providers for all eligible ailments/conditions
* Processing and settlement of claims under the MEDICLAIM policy with a time bound approach.
As soon as a claim occurs, please intimate to the TPA Help line/Toll free number as mentioned in your Health Card. Alternatively, please click at the following link to find your TPA and view the contact details their Third Party Administrator
Following information needs to be given by you while claim:
* Your Contact Numbers
* Policy Number and Membership ID number (as reflecting on the Health Card)
* Name of Insured person who is Sick or Injured,
* Nature of Sickness/Accident,
* Date & Time of Loss in case of accident, commencement date of symptom of disease in case of sickness,
* Location of Loss,
* Place & contact details of the Insured Person.
Claim Procedure: There are two ways to claim. (1) Reimbursement Claims (2) Cashless claims. Claims can be additional of two types: Planned Hospitalization & Emergency hospitalization.
Reliance Mediclaim review - Reliance Health Insurance Policy
The policy buyer must be between 3 to 80 years of age and policy renewal is available in till the age of 70. Reliance mediclaim insurance policy covers for hospitalization expenses, donor expenses, domiciliary hospitalization, day-care treatment, etc in the coverage period. At E India Insurance, you can buy Reliance health insurance policy online easily and quickly by using a cheque, credit card, and debit card.
Reliance Anil Dhirubhai Ambani Group, Reliance Capital Ltd’s part is Reliance General Insurance Company Limited. Reliance Capital Ltd is included in the leading private sector financial services companies of India. Due to condition of net worth, it considered in top 3 private sector financial services and banking companies. Reliance General Insurance has more than 94 customized insurance products which cater to the corporate, SME and individual customers. In India's first innovative insurance products Over-The-Counter health & home insurance policies are launched by Reliance General Insurance.
Reliance General Insurance spreads its business around 173 towns in 22 states with more than 200 offices. It has broad distribution channel network among 24x7 customer service assistance and a full fledged website. Reliance General Insurance is the india's first insurance company to achieve ISO 9001:2000 award certification at all functions, processes, products and locations pan-India. Reliance General Insurance provides heath insurance, Motor insurance, Home insurance, Travel insurance, Accident cover insurance.
Eligibility: The policy can be issued to persons between 5 to 80 years of age and children between 3 months to 5 years if one or both parents are covered concurrently.
Advantages of Reliance Health Insurance Policy:
* For Family Hospitalization Care: Reliance Mediclaim Insurance Policy covers you and your family for hospitalisation and related expenses. This policy can covers family members at age of between 5 to 80 years. If one of the parents is covered by Reliance Mediclaim Insurance Policy, health insurance also provided to children between the ages of 3 months and 5 years.
* Claim-Free Bonus: Reliance Health Insurance rewards with a no-claim bonus of 5% on each claim-free renewal. This can be accrued up to a maximum of 50%.
* Tax Advantage: You can be got tax advantages u/s 80D of the Income Tax Act with protection of you and your family by Reliance Mediclaim Insurance Policy.
* Coverage of Reliance Mediclaim Insurance Policy: The Policy will cover different hospitalization costs.
* Hospitalization Expenses: These include room charges and operation theatre charges, fees of medical practitioner, anaesthetist, nursing expenses, and consultants.
* Medicine, Consumables and Diagnostic Expenses: Cost of oxygen, blood, surgical medicine and drugs, anaesthesia, appliances, dialysis, chemotherapy, radiotherapy, pacemaker, diagnostic material and X-rays, artificial limbs and organs.
* Day Care Treatment: The policy will cover expenses incurred towards technologically advanced treatment that does not need hospitalization for 24 hours or more.
* Domiciliary Hospitalization: This insurance policy also cover for treatment administered at home, subject to specified conditions.
* Pre- and Post-Hospitalization: Reliance Mediclaim Insurance Policy covers medical expenses for treatment up to 30 days before and up to 60 days after the hospitalization
Value Added Benefits:
* Reliance Mediclaim Insurance Policy offers you value-added benefits to give you extra cushioning and added cover.
* It also provides you with health cover for technologically advanced treatment that does not require 24-hour hospital stay.
* No medical check-up upto the age of 45.
* Free medical check-up after 4 claim-free renewals.
Exclusions: Reliance General Insurance ensures that you do not face any disagreeable revelations while making a claim. So they give several major exclusions under the policy for your knowledge.The policy does not cover:
* Specified illnesses in the case of domiciliary hospitalization
* Specified illnesses for the first year
* Treatment due to abuse of alcohol or intoxicants
* Any pre-existing illness
* Treatment related to HIV / AIDS
* Naturopathy treatment
* Any treatment for the first 30 days from the time of inception of policy, unless due to an accident.
* Vaccination and inoculation
* Nuclear and war perils
Reliance General Insurance claims: You can get help of IRDA licensed administrator for prompt claims services by Reliance General Insurance. They offer services within term and condition of your health policy. The following services of claim provide:
* 24 hours Call Centre Service.
* "Cashless Service" at all their Network Providers for all eligible ailments/conditions
* Processing and settlement of claims under the MEDICLAIM policy with a time bound approach.
As soon as a claim occurs, please intimate to the TPA Help line/Toll free number as mentioned in your Health Card. Alternatively, please click at the following link to find your TPA and view the contact details their Third Party Administrator
Following information needs to be given by you while claim:
* Your Contact Numbers
* Policy Number and Membership ID number (as reflecting on the Health Card)
* Name of Insured person who is Sick or Injured,
* Nature of Sickness/Accident,
* Date & Time of Loss in case of accident, commencement date of symptom of disease in case of sickness,
* Location of Loss,
* Place & contact details of the Insured Person.
Claim Procedure: There are two ways to claim. (1) Reimbursement Claims (2) Cashless claims. Claims can be additional of two types: Planned Hospitalization & Emergency hospitalization.
How to Get Affordable Private Health Insurance Without Losing Your Sanity
The other day I was speaking with a friend of mine who was sharing her exasperation in trying to find quality health insurance for individuals. She works out of her home, so she does not have the luxury of individual or family medical insurance that may be offered by an employer. And if you are not in a group plan, trying to find cheap health insurance these days can be as difficult as finding gold in your back yard.
When we looked at her financial situation, she did not qualify for Medicaid or Medicare because she made too much money for those programs and was still too young for Medicare. However, she was not rich either, so she could not afford what a lot of plans were priced at. Feeling a bit disheartened, I decided to help her get through some researching and digging to find a way to get her insured, at a great price, and with good coverage.
We started out trying to figure out which medical insurance plans were available in our state. Once we knew that, it was a matter of then calling each insurer to see what was available to an individual looking for affordable family health insurance. We soon found out that shopping for health insurance for individuals was going to be a complicated task.
It also made us aware that we really needed to figure out what kind of insurance she really needed. Did she just want something to cover her basic annual medical expenses, doctor visits and prescriptions? Or something that maybe only covered serious illness and accidents? And did she have any existing illness that may make her a little more difficult to insure? All of these questions had to be answered.
Before she gave up hope, I decided to look for a way to do a health insurance comparison online. What we really needed was a quick and easy online method that would allow us in some basic information and get a comparison from all available insurance plans, rates, and options, and keep us from having to contact each individual health insurer individually.
We learned that having a higher deductible was a good way to lower the overall rates. That means that if something happened, she would have to pay more up front before her coverage would kick in. But that did not matter because she felt that if there was a serious accident or illness, it would still be easier to pay a large deductible than to not have coverage at all.
It was nice to be able to find an "all-in-one" health insurance quote service that got her on the right path, with the right insurer at the right price.
Click Here to to get the health insiders lowest rates and have the comparisons done for you in just one search. Individual Health Insurance Plans can find all the best plan at the lowest price.
Article Source: http://EzineArticles.com/?expert=Sharon_Williams
When we looked at her financial situation, she did not qualify for Medicaid or Medicare because she made too much money for those programs and was still too young for Medicare. However, she was not rich either, so she could not afford what a lot of plans were priced at. Feeling a bit disheartened, I decided to help her get through some researching and digging to find a way to get her insured, at a great price, and with good coverage.
We started out trying to figure out which medical insurance plans were available in our state. Once we knew that, it was a matter of then calling each insurer to see what was available to an individual looking for affordable family health insurance. We soon found out that shopping for health insurance for individuals was going to be a complicated task.
It also made us aware that we really needed to figure out what kind of insurance she really needed. Did she just want something to cover her basic annual medical expenses, doctor visits and prescriptions? Or something that maybe only covered serious illness and accidents? And did she have any existing illness that may make her a little more difficult to insure? All of these questions had to be answered.
Before she gave up hope, I decided to look for a way to do a health insurance comparison online. What we really needed was a quick and easy online method that would allow us in some basic information and get a comparison from all available insurance plans, rates, and options, and keep us from having to contact each individual health insurer individually.
We learned that having a higher deductible was a good way to lower the overall rates. That means that if something happened, she would have to pay more up front before her coverage would kick in. But that did not matter because she felt that if there was a serious accident or illness, it would still be easier to pay a large deductible than to not have coverage at all.
It was nice to be able to find an "all-in-one" health insurance quote service that got her on the right path, with the right insurer at the right price.
Click Here to to get the health insiders lowest rates and have the comparisons done for you in just one search. Individual Health Insurance Plans can find all the best plan at the lowest price.
Article Source: http://EzineArticles.com/?expert=Sharon_Williams
March 7, 2010
Catastrophic Health Insurance - How to Get the Best Rate
Looking for catastrophic health insurance? Want to know how to get the best rate with a reputable company? Here's how ...
Catastrophic Health Insurance
Catastrophic health insurance, also known as major medical insurance, is a type of health insurance that pays for major medical and hospital expenses but does not pay for visits to your doctor, prescription drugs, or maternity care. Most plans cover hospital stays, surgeries, intensive care, Xrays, and other hospital fees.
Catastrophic health insurance is the cheapest of all health insurance. Deductibles - the amount you pay for a claim before your insurance company will pay - start at $500 and go up to $5,000 or more. Most plans have a lifetime maximum benefit, known as a cap, of $1 million to $3 million. Once you reach your cap you can no longer receive benefits and your policy is canceled.
If you have a particular pre-existing condition such as AIDS, heart disease, diabetes, multiple sclerosis, or emphysema, you may not be able to get a catastrophic health insurance plan.
Catastrophic health insurance may be a good health insurance plan for you if you're relatively healthy, take few or no prescription drugs, and want to save money on your health insurance. This plan may also be a good choice if you're retired and not yet eligible for Medicare benefits.
Questions to Consider
Before you purchase a catastrophic health insurance plan you need to ask yourself:
1. How much does the plan cost?
2. What does it cover and what is the lifetime maximum benefit?
3. Can I afford to pay for doctor visits and prescriptions drugs?
4. How much is the deductible and can I afford it?
Getting Cheap Catastrophic Health Insurance
In order to get the best price on catastrophic health insurance you need to compare rates. The easiest way to do that is to go online and visit an insurance comparison website.
Once there you'll be asked to fill out a simple questionnaire with your health history and the type of insurance you want. After you fill out the questionnaire you'll get health insurance quotes from a number of A-rated insurance companies.
The best comparison websites have an insurance professional on call so you can get answers to your health insurance questions. They also have an "Articles" or "FAQs" section with information about health insurance.
March 3, 2010
make a car insurance claim
Each year, motor insurance providers pay out many hundreds of millions of pounds to people who have been involved in motor accidents or whose cars have been stolen or damaged in some way.
What if this happens to you? Here is our easy-to-understand guide to making a car insurance claim.
* Inform the insurance company as soon as you can after the damage to your car has occurred. If your insurer has a 24-hour helpline, use that. Write down what happened as soon as you can and use that as a reference to make the written insurance claim.
* If the claim refers to a criminal matter - for example theft from a vehicle or of the car itself, make sure the crime is reported to the police. Get the incident number from the police: your car insurance company will want to know in the event of any subsequent prosecutions.
* Always ask the insurer to tell you exactly what you are required to do and what evidence will be needed to support your claim.
* Be consistent: it may look awkward if you want to change your story later on.
* Keep safe all documents that are relevant to the claim, and make sure the staff of the insurance company can get in touch with you when necessary.
* Keep all receipts and photocopy any correspondence linked with your car insurance claim. If you make or receive any phone calls, keep written records of those calls and make sure you get the name of the person you spoke to.
* Don`t take your car in for repairs and hope it will be paid for. Your insurance company will most likely recommend to you a garage, and you should consider taking your car there.
* Your company must agree to pay your car repair costs. Until then, any repair costs are your responsibility. So get concrete conformation about the state of your insurance claim before proceeding with your car repairs.
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