aarp auto insurance

AARP is an insurance company fostered by the Hartford Group. Hartford has always been a different sort of insurance company. For one, they seem more active in wanting to bring change to the worn out standardized insurance issues. Meaning, when you call an agent, you're not going to get the same old insurance rhetoric. In fact, you will find there is someone on the other end of the line who really has something different to offer you. Not to mention, you can call that person 24/7. Most people think the commercials are bait and switch tactics or only for a very few isolated people who qualify, but the reality is, the programs AARP offers are real, and they are for most people.

"First time accident forgiveness" is real and believe me, if you ever had an accident with someone like State Farm, this can be a lifelong worthwhile reason to go with AARP. Here are a few other RARE offers from AARP. A twelve-month rate lock, instead of the popular six month, which usually comes with a handy rate increase each time. Get this; they will replace your car with the exact make, model and package if you destroy it during a fifteen month or fifteen thousand mile period from the date of purchase with no deduction for depreciation! How about this one? A "disappearing deductible;" For as long as your record stays clean, your deductible is reduced until it is finally ZERO. If that were not enough, in most accidents that are not your fault, they will pay the entire bill of the repair AND the deductible. One more; if you take your car for repairs to one of their approved facilities, they will reduce your deductible by 100 bucks and stand behind the work done.

On top of these benefits, they have specific programs for people over fifty and people with continuous good driving records. Programs that reward the policyholder. Ever wonder why, when you have maintained a good record, your premiums just continue to go up? It is because nearly every insurance company passes on other "BAD" driver's costs to you. With AARP you are rewarded for your good driving, and you can add benefits to your policy by taking part in an online or local good driving class.

I did find Hartford to have a tiny bit higher complaint ratio in a few states compared to other big names, but in most cases, they were in line with an average rating throughout the country. Remember, pay attention to the agent. Like finding a good doctor, if the person is always in a hurry, or slapping you with confusing statistics, lingo and rhetoric, call another. Most problems arise because of the agent client communication or lack thereof. I did not list all the other "usual" amenities because I wanted to point out the worthwhile "unusual" ones. Like most big carriers, AARP has a plethora of features that attempt to make your time in a car as enjoyable as possible.

I generally avoid companies who get involved in politics because they are usually fighting for themselves. One other thing to be pleased with AARP for is there stand against Washington abuse, ON BOTH SIDES. You may have seen their latest campaign with a combo donkey/elephant kicking, this is a organization by AARP to force Washington to quit their partisan bickering and start helping people who are hurting by addressing the out of control health care costs. I checked this out; they are not the liberal think tank I was afraid they would be. So, it is just one more look-see at what AARP stands for, and although somewhere they are certainly having to watch their bottom line and do what is best for them, they are definitely doing things for us. I would certainly, at the least call and see if you qualify for these wonderful and rare benefits, it would behoove you to switch today.

Products & Services

* First Accident Forgiveness: No Premium increase associated with your first accident for qualified policyholders. Lifetime Renewability: Don't worry about losing your car insurance, you are assured coverage - qualified policyholders. Disappearing Deductible: Maintain a clean driving record, and we'll eliminate your collision deductible over time. RecoverCare: We help pay for the cost of home services such as cooking, cleaning, transportation and yard work if you're injured in an accident. Rate Protection: Your rates are locked in for a full year - not just 6 months like most other companies.

Additional Information

9 out of 10 New Members Save! You deserve auto insurance that rewards you for your years of experience.
Areas Served

Nationwide

Hours of Operation

Mon 07:00 AM-11:00 PM
Tue 07:00 AM-11:00 PM
Wed 07:00 AM-11:00 PM
Thu 07:00 AM-11:00 PM
Fri 07:00 AM-11:00 PM
In Business Since

1809
Description

The AARP Auto Insurance Program from The Hartford has provided members with outstanding value and protection for over 25 years. This program incorporates outstanding customer service, affordable...
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The AARP Auto Insurance Program from The Hartford has provided members with outstanding value and protection for over 25 years. This program incorporates outstanding customer service, affordable rates, and innovative policy features designed to keep customer's lives moving uninterrupted.

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